Rates

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Rates effective March 15, 2026 and are subject to change.

Personal

207 Rewards Checking

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.02%
Minimum Deposit to Open
$1.00
$10,000.00 or more
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.02%
$1.00
$10,000.00 or more
0.05%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Champion High-Yield Checking – High Tier*

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$1.00
$500,000.00 to $4,999,999.99
Annual Percentage Yield (APY)
0.60%
Minimum Deposit to Open
$1.00
$5,000,000.00 or more
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $49,999.99
0.15%
$1.00
$50,000.00 to $99,999.99
0.20%
$1.00
$100,000.00 to $249,999.99
0.25%
$1.00
$250,000.00 to $499,999.99
0.50%
$1.00
$500,000.00 to $4,999,999.99
0.60%
$1.00
$5,000,000.00 or more
0.25%
$1.00
Disclosures

*With one ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Champion High-Yield Checking – Low Tier*

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$500,000.00 to $4,999,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$5,000,000.00 or more
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $49,999.99
0.05%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 to $249,999.99
0.15%
$1.00
$250,000.00 to $499,999.99
0.20%
$1.00
$500,000.00 to $4,999,999.99
0.20%
$1.00
$5,000,000.00 or more
0.20%
$1.00
Disclosures

*Without an ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Health Savings Account

$1.00 or more
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$0.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 or more
0.50%
$0.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

207 Savings

$1.00 to $249,999.99
Annual Percentage Yield (APY)
1.77%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
0.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $249,999.99
1.77%
$1.00
$250,000.00 or more
0.00%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Essential Savings

$1.00 to $2,499.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$2,500.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 or more
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $2,499.99
0.05%
$1.00
$2,500.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $24,999.99
0.05%
$1.00
$25,000.00 to $49,999.99
0.10%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 or more
0.10%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Essential Money Market

$1.00 to $19,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$20,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.50%
Minimum Deposit to Open
$1.00
$750,000.00 or more
Annual Percentage Yield (APY)
1.50%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $19,999.99
0.15%
$1.00
$20,000.00 to $49,999.99
0.20%
$1.00
$50,000.00 to $99,999.99
0.25%
$1.00
$100,000.00 to $249,999.99
0.25%
$1.00
$250,000.00 to $749,999.99
1.50%
$1.00
$750,000.00 or more
1.50%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Champion High-Yield Money Market

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.40%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
1.00%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.25%
$1.00
$10,000.00 to $24,999.99
0.40%
$1.00
$25,000.00 to $49,999.99
0.50%
$1.00
$50,000.00 to $99,999.99
1.00%
$1.00
$100,000.00 to $249,999.99
2.00%
$1.00
$250,000.00 or more
2.00%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Business

Interest Business Checking*

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $24,999.99
0.05%
$1.00
$25,000.00 to $49,999.99
0.10%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 to $249,999.99
0.15%
$1.00
$250,000.00 or more
0.15%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
*$10 monthly maintenance service charge applies if minimum average daily balance falls below $2,500.

IOLTA & RAHF Checking

$1.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 or more
2.00%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.

Smart Business Savings

$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
1.75%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.10%
$1.00
$10,000.00 to $24,999.99
0.10%
$1.00
$25,000.00 to $49,999.99
0.25%
$1.00
$50,000.00 to $99,999.99
0.25%
$1.00
$100,000.00 to $249,999.99
1.75%
$1.00
$250,000.00 or more
2.00%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings.
Stated minimum opening balance is required to obtain APY on all deposit accounts.

Smart Business Money Market*

$1.00 to $24.999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$25,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.45%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.60%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
$750,000.00 to $999,999.99
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $24.999.99
0.20%
$1.00
$25,000.00 to $99,999.99
0.45%
$1.00
$100,000.00 to $249,999.99
0.60%
$1.00
$250,000.00 to $749,999.99
1.25%
$1.00
$750,000.00 to $999,999.99
1.25%
$1.00
$1,000,000.00 or more
1.25%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.

Treasury Advantage Business Money Market*

$1.00 to $49,999.99
Annual Percentage Yield (APY)
0.36%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.72%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
1.09%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.45%
Minimum Deposit to Open
$1.00
$750,000.00 to $999,999.99
Annual Percentage Yield (APY)
1.64%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
1.82%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $49,999.99
0.36%
$1.00
$50,000.00 to $99,999.99
0.72%
$1.00
$100,000.00 to $249,999.99
1.09%
$1.00
$250,000.00 to $749,999.99
1.45%
$1.00
$750,000.00 to $999,999.99
1.64%
$1.00
$1,000,000.00 or more
1.82%
$1.00
Disclosures

Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Rates have a floor of 0.15% and a ceiling of 3.50%.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.

CDs & IRAs

Certificates of Deposit (CDs) – Standard Rates

91 Day
Annual Percentage Yield (APY)
2.25%
Minimum Deposit to Open
$500.00
6 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
12 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
18 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
24 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
36 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
48 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
60 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
91 Day
2.25%
$500.00
6 Month
2.00%
$500.00
12 Month
2.00%
$500.00
18 Month
2.00%
$500.00
24 Month
2.00%
$500.00
36 Month
2.00%
$500.00
48 Month
2.00%
$500.00
60 Month
2.00%
$500.00

Certificates of Deposit (CDs) – Special Offerings

6 Month Special
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$500.00
12 Month Special
Annual Percentage Yield (APY)
3.25%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
6 Month Special
3.50%
$500.00
12 Month Special
3.25%
$500.00
Disclosures

Certificates of Deposit are available for personal banking and business banking customers.

The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.

Individual Retirement Accounts (IRAs) – Standard Rates

6 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
12 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
18 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
24 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
36 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
48 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
60 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
6 Month
2.00%
$500.00
12 Month
2.00%
$500.00
18 Month
2.00%
$500.00
24 Month
2.00%
$500.00
36 Month
2.00%
$500.00
48 Month
2.00%
$500.00
60 Month
2.00%
$500.00

Individual Retirement Accounts (IRAs) – Special Offerings

6 Month Special
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$500.00
12 Month Special
Annual Percentage Yield (APY)
3.25%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
6 Month Special
3.50%
$500.00
12 Month Special
3.25%
$500.00
Disclosures

Business customers are not eligible for Individual Retirement Accounts.

The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.